Day without a phone

[HavaDrPepper]

Oh, lord...is THAT what I have to look forward to this year? I'm now 63! If you don't mind me asking, what did you end up doing for your medicare supplements or whatever they call them.

I did not get what is called an Advantage Plan. I live in Ohio and was able to get a plan thru Anthem for Medicare Part C. Then I have an additional plan for Prescriptions (Medicare Part D). I met with the insurance agent I had at the time. She also handles Medicare Part C plans and she presented 2 options and recommended the one I got. It has worked well for me thru all my heart issues in 2023/2024.

Check to see if some insurance agents around you handle the supplemental insurance for seniors.

Oh, yeah, you'll start getting lots of mail for all this stuff too. You'll be bombarded especially by insurers of Advantage plans. I still get that stuff every October since the period to change plans is in the fall.

 

[scrapchyck]

I did not get what is called an Advantage Plan. I live in Ohio and was able to get a plan thru Anthem for Medicare Part C. Then I have an additional plan for Prescriptions (Medicare Part D). I met with the insurance agent I had at the time. She also handles Medicare Part C plans and she presented 2 options and recommended the one I got. It has worked well for me thru all my heart issues in 2023/2024.

Check to see if some insurance agents around you handle the supplemental insurance for seniors.

Oh, yeah, you'll start getting lots of mail for all this stuff too. You'll be bombarded especially by insurers of Advantage plans. I still get that stuff every October since the period to change plans is in the fall.

Thank you so much for the information! My company uses Anthem, so maybe I can find some info from them on who handles their Part C plans here in Oregon. I don't plan to retire at 65, but I know I have to enroll in Medicare then. I'm hoping to work 'til 70, health allowing.

 

[HavaDrPepper]

Thank you so much for the information! My company uses Anthem, so maybe I can find some info from them on who handles their Part C plans here in Oregon. I don't plan to retire at 65, but I know I have to enroll in Medicare then. I'm hoping to work 'til 70, health allowing.

Check with your HR manager about requirements for your company insurance if you are 65. I know when I worked, HR always needed information from those who were on Medicare for our insurance. I retired at 62 so didn't get to that point.

Google "If you are 65 and still working do you have to take Medicare". Then read everything you can about it.

 

[StoryKeeperBeth]

I could go without my phone but I'd want to have another digital camera with me then. I rely on the ability to take a photo to document our lives as easily as we can do with our phones.

 

[littlekiwi]

First, I want to say that I definitely could spend a day without my phone, in the right circumstances. Like if it were intentional

I agree with that fully.

A pretty standard day of use for me is using it in the following ways:

• Answering phone calls (I don't get many but its important I'm contactable)
• Checking two different emails multiple times a day
• Facebook/Instagram
• Browsing The Lilypad
• Seek Job Search App (an app to find jobs)
• Trade Me (similar to eBay for looking for housing)
• Zoom/Microsoft Teams for virtual job interviews when my computer isn't available
• Microsoft Word app for job applications when my computer isn't available
• Watching basketball games on ESPN through the Disney+ app
• Playing the odd game or watching YouTube to wind down
• As an alarm clock
• Using Google Maps
• Using AT Mobile app to plan public transport journeys & track real time bus & trains

Now some of this is more at the moment because of not having a working computer. For example, I wouldn't do my job applications using Microsoft Word app on my phone, not would I do my interviews via my phone either - they can be done that way, it's just not my favorite way to do those things.