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your colors and b&w use is butt kicking awesome, and I am like duh moment, love the idea of inserts!
ditto what Anne said...Love the black & white with that awesome color polar bear pic.
I love the punch of colour in your polar bear photo - what a fantastic spread (and what a fun zoo trip that must have been!)
Fabulous b/w photo treatment - and love that polar bear underwater shot - amazing! Fun photos!