I'm sorry you are struggling. I've had my days. It's pretty worrisome when I am counting down the days until the month is over!

Seriously, I understand where you are coming from. I got behind and I didn't think I'd be able to catch up. What did I do? I took a break and scrapped something for myself to get me excited about scrapping, instead of dreading what I had to get done. Then when I came back, I looked through the thread for inspiration--how can I scrap this layout to fit my style? What do I need to do to have this layout qualified for the rules? Sometimes that helped, sometimes it was just me looking at my photos with the thought of what challenges I had to do!
Take for example, the "All About" Challenge. We had to include FIVE things. I like to journal, tell the story. Not include specific details, etc. That was a challenge. As I was looking through my photos, I saw a screenshot of my son's interview that all of the moms on his birth board did. I figured I always wanted to do something with his interview, but didn't know how to make it happen and by the end of the day I had my layout completed--all while using a screenshot of something that I stored in my photo folders!
The ATC....don't overthink that one. Really it's not as difficult as it sounds. Trust me. Years ago, I dreaded making them. This year, I was like "I got this" and you know what? I had fun!! In a nutshell, make your canvas, put a piece of paper on there, throw 2+ different paints on there (hopefully you can find some in the same kit that you are using) and then find a quote/lyric--something that you find yourself saying and put it on there. You're done! It's really that simple!
The inspiration challenge--that one stumped me. There was too much on the graphic that I couldn't break it down and I got overwhelmed. I took a piece of white paper and covered all the blocks and looked at each picture individually. I wrote things down from each photo and from there, I was able to pick/choose from my own written words how I wanted to scrap my layout. It can be the tiniest thing that you are picking out from the graphic. Like "there's a flower", so use a flower.
I guess what I'm saying is to make the challenges less challenging, break them down in to tiny steps that fit your scrapping style/design. You can do this. We are all doing this together. You've got time and you can totally catch up!! <3
Oh and if you get stumped, start a thread "I need help" or something and we'll give you ideas about that challenge. You've got this