I have a question about templates and scraplifting and what does or doesn't count as product usage. The times I use a template from a TLP designer, that's easy. And the times I use a PSD file from a non-TLP designer, I know that counts as 15% of my product use. But what about the times I scraplift? I've got a swipe file of layouts for inspiration, and sometimes I'll pull up a new, blank PSD and essentially recreate the layout with shapes and then start clipping product. I've also got books and binders of sketches, dating back to the days of Simple Scrapbooks, Creating Keepsakes, and Becky Higgins' Creative Companions. If I use a sketch or someone else's layout as an inspiration for my layout design, (1) do I need to credit it; if so, (2) how do I list that credit; and (3) does it count as a % against my product usage?