En Garde

How fun! I love how you framed each of the faces and the water shooting beyond. Very cool.

@spcoggs thank you! It was totally fun for us parents.... and then we let the kids walk home soaking wet..... lol....

@mywisecrafts ...WOW!...Now This Sounds Like You!...Love The Triple-Split Frames! & Photos!...I Bet It Was A Lot Of Fun Getting All The Kiddos! Soaked!...Love The Photo Of You In The Middle!...You Look So HAPPY!...NICE!!!!!!!!!!!!!!!!...............

P.S...Just So You Know!...I Those "Banana Guys"!...Especially The One On The End...Rocking All Those Dance Moves!...LOL!...

@RJMJ I love the banana guys!!!!! They are soooo fun!!!! Sure was a blast soaking those little humans!!!! Thank you!

Awesome effect with the water spray! Love the summery fruits & cool realistic notebook! Great job on your big layered title & love your comment on the process. I have the free basic Silhouette software just to convert the odd paper scrapping cut-out file that I * must* have to a PNG I can import to Photoshop, but I'm the opposite to you, it was so hard for me to figure out!
I think if I were to do something similar to your text in Photoshop, I'd type the title text, then right click & 'rasterize' the text, & then you can treat the title like any other shape. I'd duplicate the text shape & enlarge the bottom copy to make it like a matt for the text. There's probably several other ways too, it's the learning that takes the most time!

@bellbird Thank you! There are definitely many ways to achieve the look and you are correct, the learning is the part that takes time. Thanks for sharing your tip....will definitely try that approach. I appreciate it!!!!