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How do you pay your bills?

Regular bills such as utility bills, tv subs, car tax, insurances, everything like that is done by direct debit (ie automatic bank transfer). One offs I pay either online by paypal or bank transfer, or in store by debit card. I've not graduated to having the pay by phone on my mobile yet, but it's something I will be doing in the future because it would save me if I've forgotten to put my purse in my bag (happened more than I would care to admit).

Each month when I get paid I split the money and put some straight into savings (although depending on necessity I will dip into this), some into a back up account and leave a portion in my go to account that my debit card is linked to. That way, if my card gets stolen, paypal hacked etc there's a minimal amount of money for thieves to access. I'll then directly transfer money between accounts through the month as bills become payable. Anything left in the back up account at the end of the month goes into savings.

My dad still has a couple of bills that come through the post that have to be paid for manually which I hate, am gradually moving them over to direct debit too, needed now that there are NO banks left in our town to deal with direct :(
 
I pay my bills with automatic payment direct through my bank. Once a month I sign the bills and then the bank do the rest.
 
Its was payday yesterday, me and my husband get paid on the same day which really helps manage the bills. Most our bills are automatic payment and the ones that aren't we sit down each payday and pay bit debit card. We have a monthly budget sheet on excel that we use to plan our spending each month and to tick off when each bill has been paid.
 
We pay about half automatically on my hubby CC because he loves to get the points. The other ones I pay online from our checking account. The only ones I write a check for is our water bill and our city taxes because they charge a large fee to pay by credit card.
 
I'm the one who pays the bills and keeps our money organized. Some are automated - mortgage, internet, etc. Some I pay when due. But most of them are bill pay. I only write checks for church and music lessons. We use our credit card for most purchases, to earn points, and then I pay it back each month. I use Microsoft Money to keep track of everything and where our money is going.
 
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