@gwtwred Some kits include pieces of printed, transparent material - like vellum. Paint and stamps would not count as transparencies, but you are welcome to use them as one of your extra elements. Here's an example of a transparency from the store https://the-lilypad.com/store/Growth-So-Transparent.html
I assume @ashleywb means something like vellum, for example like this: https://the-lilypad.com/store/C-Thru-s-nr.2.html
Here is mine, from a trip to Portugal back in 2005. My three elements: waves, the fish, the starfish.
not sure if the photo is okay? You said 'no frame' is it okay to put a 'cut' photo? Also reading from above, is the stamps I used part of my 1-3 elements? If so I will need to go and remove something.